Put your hand quickly to hat and slowly to purse

This dates from the days when most men wore hats and lifted them politely to ladies to show respect. It encourages the importance of good manners and regard for the rights of others.

But it also cautions you to be wary about money matters. It is all very well to be kind and considerate but charity begins at home. Being too generous to misfortunate others could end up bankrupting yourself and it is always a lot better to be able to give, than have to receive, a handout.

So, the advice is: be a good, considerate person but don't be over generous or careless with your finances.